Ok, so my first blog post and it’s going to be a word of warning. I promise to do slightly more interesting posts as I get the hang of this blogging lark.
You may have received one of these emails before, I know I have, and I know some of my clients have received them as they’ve queried them with me. Every year tens of thousands of these emails are sent appearing to originate from HM Revenue and Customs. They are actually from scammers attempting to get your bank or card details – this is called Phishing. A lot of people must fall for this scam or the scammers wouldn’t keep sending them out.
The email informs you of a tax refund you are entitled to receive and all we have to do is claim it. It then goes on to tell you that it can be transferred directly to your bank account and all you have to do is enter your bank details. It then directs you to a link where you can enter your bank details,
this is where they steal your details –
never click on links from any emails to enter bank details, always go direct to the source website.
HM Revenue and Customs has stated that ‘HMRC will never tell you about a tax rebate, or ask you to disclose personal or payment information by email’.
If you do receive one of these emails just disregard it. If you wish to, you can report these as HMRC has set up a dedicated phishing email reporting service at email@example.com . Forward the email to them and their Fraud team will look into it.
This is not the only scam to appear to originate from HMRC, there are others connected to online VAT and tax and as the use of online filing becomes more widespread so will the devious scammers emails.
So be vigilant, have a good anti-virus program,
be careful about clicking on links in emails and do not enter bank details through any email ever. Ever.